pensions, age discrimination in employment, provision of acute and chronic health care, paying for health care including Medicare and Medicaid, housing, mental capacity and guardianship, abuse, and the ethical issues that arise when dealing with older clients. Because many use the book as a "jumping off point" for more extensive reading or discussion, the authors have clarified and expanded the explanatory material so that the student can understand the framework of complex programs such as Medicare and Social Security. In recognition of the importance of the extraordinary cost of long&#45term care, the authors created a new chapter, "Paying for Long&#45Term Care," that lays out how Medicaid operates, explains basic Medicaid "planning," the advantages and drawbacks of long&#45term care insurance, and discusses the other means, such as residence in a continuing care retirement community, that some use to pay for long&#45term care. In the chapter dealing with the ADEA, the new Fifth Edition features the latest cases that attempt to apply the statute to the complex world of employment. The reforms to Medicare in the last few years are fully covered, and the coverage of Medicaid has been rewritten to make it clearer. The authors have updated and added statistics that illuminate what life is like for older Americans and have expanded the "Questions" that will stimulate students to think carefully about the policies that underlie elder law.

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