after starting late, making investing mistakes, enduring losses--then learning a strategy that makes a difference. These financial newbies regroup in their 50s with a non-competitive, holistic, long-term and low-cost investment strategy that rejects Wall Street's shenanigans and contrasting values. This book shows how two public school teachers on educators' salaries retired early with financial freedom. They discovered and rejected the unbelievable high costs of inappropriate retirement products and unethical advice. The solution is straightforward. Their story addresses the challenging concepts of investing. As you discover proper asset allocation from the author's journey from a consumer's point of view, you can confidently set up your plan and locate competent and ethical assistance to help you stay your course. Late Bloomer Millionaires is vignette and observation, reflection and investigation. 

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