in Your Future as part of planning programs delivered by Ayco, one of the nation's oldest and largest firm devoted to fee-based financial counseling. Since 2002, this invaluable guide to all aspects of personal finance for the lay person has been available to the general public. The 35-page section on investing could be considered worth the price of admission, because it gives the average investor a clear picture of how to set up short-term and long-term investing plans to reach goals. Updated annually, and with a special emphasis on taking action (each chapter contains helpful tables and charts, easy-to-use worksheets and an action checklist) and on getting the most from corporate benefits such as 401(k) plans, stock options, flexible spending accounts, Investing in Your Future is a treasury of tried and true planning advice, well-presented information and useful tools.

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